35 Cedar St, Apt 1, Salem, MA 01970 Property Records

Essex County and Salem City property record for 35 Cedar St, Apt 1, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,031 sqft · built 1915
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Jul 2020)
Tax Bill	$4,002 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:34 L:0053 S:801`

Property Details

APN / Parcel Number

Primary APN	`SALE M:34 L:0053 S:801`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	3 Stories
Building Area	1,031 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Condo/Apartment
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	4,199 sqft (0.096 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	35 CEDAR ST, 1
City	SALEM
State	MA
Zip	01970-5093
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	35-37 CECDAR STREET CONDO
Legal Lot Number	53
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1005
Census Tract	204200

Owner

35 Cedar St, Apt 1 is owned and occupied by an individual who bought it in July 2020.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 CEDAR ST, 1, SALEM, MA 01970-5093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Book / Page	38683 / 418
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	38683-418
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jul 6, 2020
Property Address	35 CEDAR ST APT 1, 1, SALEM, MA 01970-5093
Document Number	38683-418
Book / Page	38683 / 418
Instrument Date	Jun 10, 2020
Instrument	20200706001930
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CEDAR ST APT 1, 1, SALEM, MA 01970-5093

Mortgage

Document Number	200706001940
Date	Jul 6, 2020
Instrument	200706001940

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 20, 2017
Property Address	35 CEDAR ST APT 1, 1, SALEM, MA 01970-5093
Document Number	36190-416
Book / Page	036190 / 000416
Instrument Date	Sep 18, 2017
Instrument	1709200395
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 CEDAR ST #1 SALEM MA 019704805, 1, SALEM, MA 01970-4805

Mortgage

Document Number	36190-423
Date	Sep 20, 2017
Book Page	036190/000423
Instrument	1709200398

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Interest

Rate	2.38%

Tax Assessment & Valuation

The 2026 property tax bill for 35 Cedar St, Apt 1 was $4,002, up 0.1% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,002.00 (+0.13%)	$371,200 (+5.3%) Building $366,500	$400,540 (+5.06%)
2025	$3,997.00 (+2.49%)	$352,500 (+5.04%) Building $352,500	$381,235
2024	$3,900.00 (-0.69%)	$335,600 (+6.91%) Building $335,600
2023	$3,927.00	$313,900 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Cedar St, Apt 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Cedar St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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