Hampden County and Springfield City property record for 35 Cambridge St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,342 sqft · built 2006 |
| Lot Size | 0.123 acres (5,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,700 (Feb 2015) |
| Tax Bill | $3,443 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02270 P:0055 |
| Primary APN | SPRI S:02270 P:0055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 671 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,362 sqft (0.123 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 22700055 |
|---|---|
| Street Address | 35 CAMBRIDGE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 801401 |
35 Cambridge St is owned and occupied by an individual who bought it in February 2015.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 31, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2015 · Amount on File |
| Deed Sale | Feb 13, 2015 · Amount on File |
| Prior Sale | Sep 8, 2014 · Amount on File |
| Deed Book / Page | 20597 / 65 |
| Transfer Doc | 0020597-65 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 35 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024458-396 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 24458/396 |
| Instrument | 16967 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 35 CAMBRIDGE ST, SPRINGFIELD, MA 01109-3003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025966-133 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 25966/133 |
| Instrument | 35133 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 35 Cambridge St was $3,443, up 12.1% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,443.00 (+12.15%) | $222,700 (+13.74%) Land $30,400 Building $192,300 | $247,189 (+43.76%) |
| 2025 | $3,070.00 | $195,800 Land $30,400 Building $165,400 | $171,950 (-10.93%) |
| 2024 | $193,040 | ||
| 2023 | $3,072.00 | $180,200 Land $27,700 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Cambridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 35 Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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