Knox County property record for 35 Bratard Rd, Gray, KY 40734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,578 sqft · built 1983 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $939 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-00-00-024.00 |
| Primary APN | 054-00-00-024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Total Area |
| Family Room | Family Room |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 29,185 sqft (0.669 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 66 sqft |
| Account Number | 10884 |
|---|---|
| Street Address | 35 BRATARD RD |
| City | GRAY |
| State | KY |
| Zip | 40734-6738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.67 ACS HIGGINS BR RD 404-335 433-069 |
| Jurisdiction | KNOX KY |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 930300 |
Source: Knox County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 BRATARD RD, GRAY, KY 40734-6738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2016 |
| Deed Sale | Mar 2, 2016 |
| Prior Sale | Mar 2, 2016 |
| Deed Document Number | 183804 |
| Deed Book / Page | D412 / 456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 35 BRATARD RD, GRAY, KY 40734-6738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M465/454 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | M465/454 |
| Instrument | 240689 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 35 BRATARD RD, GRAY, KY 40734-6738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M503/594 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | M503/594 |
| Instrument | 255821 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Knox County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $939.00 (-1.68%) Homeowner's exemption | $135,500 (+2.65%) Land $25,000 Building $110,500 | $135,500 (+2.65%) Land $25,000 Building $110,500 |
| 2023 | $955.00 Homeowner's exemption | $132,000 | $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OnPoint Broadband Fiber | 10,000 / 10,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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