35 Bowhall Rd, Painesville, OH 44077 Property Records

Lake County property record for 35 Bowhall Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1923
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,468 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-A-022-B-00-012-0`

Property Details

APN / Parcel Number

Primary APN	`11-A-022-B-00-012-0`
Alternative APN	`A 167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	840 sqft
Basement Area	192 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	325 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Frame Porch
Porch Area	70 sqft
Deck Area	432 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	35 BOWHALL RD
City	PAINESVILLE
State	OH
Zip	44077-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 20 TRACT 1
Legal Subdivision	PAINESVILLE TOWNSHIP 01
Legal Tract	1
Legal Block	1
Legal Lot Number	20
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	1
Census Block	1003
Census Tract	204900

Owner

35 Bowhall Rd is owned and occupied by two individuals who acquired it in May 1987.

Source: Lake County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 BOWHALL RD, PAINESVILLE, OH 44077-5214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1987
Deed Sale	May 7, 1987
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 13, 2026
Property Address	35 BOWHALL RD, PAINESVILLE, OH 44077-5214
Document Number	0000015251
Instrument Date	Jul 1, 2026
Instrument	202615251
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BOWHALL RD, PAINESVILLE, OH 44077-5214

Mortgage

Document Number	0000015251,
Date	Jul 13, 2026
Instrument	202615251

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 20, 2066

Interest

Rate	6.48%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	35 BOWHALL RD, PAINESVILLE, OH 44077-5214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035150
Date	Dec 27, 2017
Instrument	2017R035150

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$101,080 Land $29,470 Building $71,610	$288,800 Land $84,200 Building $204,600
2023	$8,468.00 (+109.81%) Homeowner's exemption Senior Citizen's exemption	$77,710 (-) Land $23,550 Building $54,160
2022	$4,036.00 Homeowner's exemption Senior Citizen's exemption	$77,710 Land $23,550 Building $54,160
2021			$222,020 Land $67,280 Building $154,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Bowhall Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Bowhall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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