35 Bowdoin St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 35 Bowdoin St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1920
Lot Size	0.368 acres (16,032 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Aug 2019)
Tax Bill	$3,359 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:43 L:27`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:43 L:27`
Alternative APN	`M:329043 B:00027 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
Gross Area	924 sqft
1st Floor Area	928 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,032 sqft (0.368 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	35 BOWDOIN ST
City	WESTFIELD
State	MA
Zip	01085-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	27
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1003
Census Tract	812901

Owner

35 Bowdoin St is owned and occupied by an individual who bought it in August 2019.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 BOWDOIN ST, WESTFIELD, MA 01085-4269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Nov 28, 2014 · Amount on File
Deed Document Number	201946155
Deed Book / Page	22806 / 297
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	22806-297
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 16, 2019
Property Address	35 BOWDOIN ST, WESTFIELD, MA 01085-4269
Document Number	22806-297
Book / Page	022806 / 000297
Instrument Date	Aug 12, 2019
Instrument	46155
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$781.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 MIDDLEFIELD RD WASHINGTON MA 012239419, WASHINGTON, MA 01223-9419

Mortgage

Document Number	22806-301
Date	Aug 16, 2019
Book Page	022806/000301
Instrument	46156

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 35 Bowdoin St was $3,359, up 7.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,359.00 (+7.94%)	$225,000 (+9.76%) Land $119,100 Building $105,900	$270,884 (+1.95%)
2025	$3,112.00	$205,000 Land $115,600 Building $89,400	$265,715 (+10.03%)
2024			$241,490
2023	$3,033.00	$178,600 Land $100,200 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Bowdoin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Bowdoin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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