35 Bowden Point Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 35 Bowden Point Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:10 L:36`

Property Details

APN / Parcel Number

Primary APN	`PROT M:10 L:36`
Alternative APN	`16`

Exterior

Lot Area	479,160 sqft (11 acres)

Location & Zoning

Account Number	16
Street Address	35 BOWDEN POINT RD
City	PROSPECT
State	ME
Zip	04981-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2004
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 BOWDEN POINT RD, PROSPECT, ME 04981-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage CAMDEN NAT'L BK
Aug 19, 2019	Trustee's Deed, Construction Loan · Line of Credit CAMDEN NAT'L BK
Feb 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2019
Transfer Doc	004348/279
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	35 BOWDEN POINT RD, PROSPECT, ME 04981-3000
Document Number	0045780288
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 BOWDEN POINT RD PROSPECT ME 049813000, PROSPECT, ME 04981-3000

Mortgage

Document Number	0045780288
Date	Nov 30, 2020
Book Page	004578/000288
Instrument	11588

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PROSPECT ME
Recording Date	Aug 19, 2019
Property Address	35 BOWDEN POINT RD, PROSPECT, ME 04981-3000
Document Number	0044060174
Book / Page	004406 / 000174
Instrument Date	Aug 15, 2019
Instrument	7952
Transaction Type	Construction Loan
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 BOWDEN POINT RD PROSPECT ME 049813000, PROSPECT, ME 04981-3000

Mortgage

Document Number	44060174
Date	Aug 19, 2019
Book Page	004406/000174
Instrument	7952

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT ME
Recording Date	Feb 15, 2019
Property Address	35 BOWDEN POINT RD, PROSPECT, ME 04981-3000
Document Number	0043480279
Book / Page	004348 / 000279
Instrument Date	Feb 8, 2019
Instrument	1272
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 BOWDEN POINT RD PROSPECT ME 049813000, PROSPECT, ME 04981-3000

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,887.00 (+2.99%)	$377,360 (-) Land $80,680 Building $296,680
2024	$3,774.00 (+19.35%)	$377,360 (+73.05%) Land $80,680 Building $296,680
2023	$3,162.00 (+0.7%)	$218,060 (-) Land $46,620 Building $171,440
2022	$3,140.00	$218,060 Land $46,620 Building $171,440

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15
Fidium Fiber DSL	10 / 1

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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