35 Bluff Mountain Dr SW, Rome, GA 30165 Property Records

Floyd County property record for 35 Bluff Mountain Dr SW, Rome, GA 30165

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,683 sqft · built 2001
Lot Size	0.63 acres (27,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,400 (Jul 2017)
Tax Bill	$4,170 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I14X--121`

Property Details

APN / Parcel Number

Primary APN	`I14X--121`
Alternative APN	`59420`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,683 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,534 sqft (0.63 acres)
Garage Area	1,463 sqft
Porch	Patio
Porch Area	376 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59420
Street Address	35 BLUFF MOUNTAIN DR SW
City	ROME
State	GA
Zip	30165-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LT10 MOUNTAIN CREST UNIT 1 PB27-74
Legal Subdivision	MOUNTAIN CREST - UNIT 1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	5
Census Block	5012
Census Tract	1400

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 BLUFF MOUNTAIN DR SW, ROME, GA 30165-4156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	20172230
Deed Book / Page	2511 / 114
Prior Transfer Date	May 26, 2015
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Jul 11, 2017
Property Address	35 BLUFF MOUNTAIN DR SW, ROME, GA 30165-4156
Document Number	0025110114
Book / Page	002511 / 000114
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 303 COPPEROPOLIS CA 952280303, COPPEROPOLIS, CA 95228-0303

Mortgage

Document Number	25110116
Date	Jul 11, 2017
Book Page	002511/000116

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00 (-12.25%) Homeowner's exemption Senior Citizen's exemption
2025	$4,752.00 (+0.85%) Homeowner's exemption Senior Citizen's exemption	$194,595 (+6.28%) Land $17,808 Building $176,787	$486,488 (+6.28%) Land $44,520 Building $441,968
2024	$4,712.00 (+18.6%) Homeowner's exemption Senior Citizen's exemption	$183,095 (+2.43%) Land $16,800 Building $166,295	$457,738 (+2.43%) Land $42,000 Building $415,738
2023	$3,973.00 (-8.69%) Homeowner's exemption Senior Citizen's exemption	$178,760 (+16.15%) Land $16,800 Building $161,960	$446,900 (+16.15%) Land $42,000 Building $404,900
2022	$4,351.00 Homeowner's exemption Senior Citizen's exemption	$153,902 Land $16,000 Building $137,902	$384,756 Land $40,000 Building $344,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME serves 45,586 people · EPA ID GA1150002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20