Cook County property record for 35 Bernice Ave, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1941 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,500 (Oct 2023) |
| Tax Bill | $566 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-309-007 |
| Primary APN | 12-32-309-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,750 sqft (0.178 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 35 BERNICE AVE |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 32 |
| Legal Subdivision | COUNTRY CLUB ADD/MIDLAND DEVEL |
| Legal Block | 27 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 811800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 MAJOR DR, NORTHLAKE, IL 60164-1821 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Oct 24, 2023 | Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Deed Document Number | 202312057 |
| Prior Transfer Date | Jun 4, 2010 |
| Prior Transfer Doc | 0000039029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 35 BERNICE AVE, NORTHLAKE, IL 60164-1708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 BERNICE AVE, NORTHLAKE, IL 60164-1708 |
| Document Number | 0006801012 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2606801012 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 24, 2023 |
| Property Address | 35 BERNICE AVE, NORTHLAKE, IL 60164-1708 |
| Document Number | 0029712057 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2329712057 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 BERNICE AVE, NORTHLAKE, IL 60164-1708 |
| Document Number | 0029712058 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2329712058 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,001 (+9.1%) Land $4,263 Building $19,738 | $240,010 (+9.1%) Land $42,630 Building $197,380 | |
| 2023 | $566.00 (-10.44%) | ||
| 2022 | $632.00 (-8.14%) | $21,999 (+44.28%) Land $3,487 Building $18,512 | $219,990 (+44.28%) Land $34,870 Building $185,120 |
| 2021 | $688.00 Homeowner's exemption Senior Citizen's exemption | $15,247 Land $2,712 Building $12,535 | $152,470 Land $27,120 Building $125,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHLAKE serves 12,840 people · EPA ID IL0314710 |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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