Hampden County and Ludlow Town property record for 35 Arthur St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 1954 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,873 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Feb 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:11A-00950 B:24 L:0 |
| Primary APN | M:11A-00950 B:24 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 3,816 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,996 sqft (0.482 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400 |
|---|---|
| Street Address | 35 ARTHUR ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Subdivision | HIGHER PARK |
| Legal Block | 950 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 810412 |
35 Arthur St is owned and occupied by two individuals who acquired it in June 2022.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 ARTHUR ST, LUDLOW, MA 01056-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 9, 2022 |
| Transfer Doc | 024585-130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jun 9, 2022 |
| Property Address | 35 ARTHUR ST, LUDLOW, MA 01056-1819 |
| Document Number | 024585-130 |
| Book / Page | 24585 / 130 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 34919 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 35 ARTHUR ST, LUDLOW, MA 01056-1819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22553-261 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 22553/261 |
| Instrument | 7669 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 35 ARTHUR ST, LUDLOW, MA 01056-1819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23653-508 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 23653/508 |
| Instrument | 3439 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 35 Arthur St was $4,873, down 0.2% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,873.00 (-0.16%) | $304,400 (+8.21%) Land $102,800 Building $201,600 | $314,419 (+2.59%) |
| 2025 | $4,881.00 (+4.09%) | $281,300 (+8.53%) Land $93,500 Building $187,800 | $306,470 (-15.62%) |
| 2024 | $4,689.00 (+4.32%) | $259,200 (+12.5%) Land $93,800 Building $165,400 | $363,185 |
| 2023 | $4,495.00 | $230,400 Land $85,900 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Arthur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 35 Arthur St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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