35 Apawamis Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 35 Apawamis Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,446 sqft · built 1900
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,025,000 (May 2016)
Tax Bill	$78,344 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-15-1-15`

Property Details

APN / Parcel Number

Primary APN	`551400 146-15-1-15`
Alternative APN	`140014601500010150000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,446 sqft Living Area
1st Floor Area	2,752 sqft
2nd Floor Area	2,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	35 APAWAMIS AVE
City	RYE
State	NY
Zip	10580-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5002
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 APAWAMIS AVE, RYE, NY 10580-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INVESTORS BANK
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Deed Document Number	2016561383066
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	35 APAWAMIS AVE, RYE, NY 10580-3528
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	HOME ABSTRACT CORPORATION, HOME ABSTRCT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610573216
Date	Feb 26, 2021
Instrument	610573216

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	2.87%
Index	1-Year CMT
Max Rate	2.78%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	35 APAWAMIS AVE, RYE, NY 10580-3528
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	HOME ABSTRACT CORPORATION, HOME ABSTRCT CIORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610573217
Date	Feb 26, 2021
Instrument	610573217

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.52%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	2.87%
Index	1-Year CMT
Max Rate	2.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	35 APAWAMIS AVE, RYE, NY 10580-3528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591233427
Date	May 10, 2019
Instrument	591233427

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$78,344.00 (+158.96%)
2025	$30,253.00	$61,800 (-) Land $9,000 Building $52,800	$5,237,288 (+6.78%) Land $762,712 Building $4,474,576
2024		$61,800 (-) Land $9,000 Building $52,800	$4,904,762 (+2.38%) Land $714,286 Building $4,190,476
2023		$61,800 Land $9,000 Building $52,800	$4,790,697 Land $697,674 Building $4,093,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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