35 Albert Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 35 Albert Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,148 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Jun 2023)
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-M9S9-001-18K`

Property Details

APN / Parcel Number

Primary APN	`64-M9S9-001-18K`
Alternative APNs	`64-M9S9-001-18K-000` `6400M9S9 00118K`

Interior

Stories	1 Story
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	64-M9S9-001-18K
Street Address	35 ALBERT RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-401-D2-1-D20-4 35 ALBERT RD
Legal Subdivision	SMITH ALLOTMENT
Legal Block	1
Legal Lot Number	18K
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1026
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed, Transfer · Conventional Mortgage THE HONESDALE NATIONAL BANK
Dec 2, 2022	Deed, Transfer · Conventional Mortgage CROSS VALLEY FCU
Jun 22, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	202332685
Deed Book / Page	3023 / 111144
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jun 22, 2023
Property Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number	0000032685
Book / Page	3023 / 111144
Instrument Date	Jun 16, 2023
Instrument	202332685
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901

Mortgage

Document Number	0000032686
Date	Jun 22, 2023
Instrument	202332686

Lender

Name	THE HONESDALE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Dec 2, 2022
Property Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number	0000073727
Book / Page	3022 / 295249
Instrument Date	Dec 1, 2022
Instrument	202273727
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901

Mortgage

Document Number	0000073728
Date	Dec 2, 2022
Instrument	202273728

Lender

Name	CROSS VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jun 22, 2022
Property Address	35 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number	0000040181
Book / Page	3022 / 165670
Instrument Date	Jun 21, 2022
Instrument	202240181
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FAWN LN, MOUNTAIN TOP, PA 18707-9263

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00 (+0.03%)	$146,600 (-) Land $36,300 Building $110,300
2025	$3,029.00 (+4.99%)
2024		$146,600 (-) Land $36,300 Building $110,300
2023	$2,885.00 (+2.52%)	$146,600 Land $36,300 Building $110,300
2022	$2,814.00
2009			$146,600 Land $36,300 Building $110,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1996–2023)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Nov 2006 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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