Bay County property record for 35 3rd Ct, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1958 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $399 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26291-000-000 |
| Primary APN | 26291-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Heated Area |
| Gross Area | 1,662 sqft |
| 1st Floor Area | 1,286 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 35 3RD CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONG PT PARK 4TH ADD LOT 5 MAP 120A ORB 1347 P 723 ORB 1965 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 25 |
| Legal Subdivision | LONG PT PARK 4TH ADD |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 900 |
35 3rd Ct is owned and occupied by an individual who acquired it in August 2000.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 3RD CT, PANAMA CITY, FL 32404-7450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2000 |
| Deed Sale | Aug 7, 2000 |
| Deed Document Number | 2000-040275 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 35 3rd Ct was $399 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 Homeowner's exemption | $59,232 | $92,189 Land $38,160 Building $54,029 |
| 2023 | $385.00 (+38.99%) Homeowner's exemption | $55,886 (+3%) | $79,533 (+12.69%) Land $28,080 Building $51,453 |
| 2022 | $277.00 Homeowner's exemption | $54,258 | $70,576 Land $23,760 Building $46,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 3rd Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 6 (2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 3rd Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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