35 2nd St, Apt 23, Duluth, MN 55810 Property Records

St. Louis County property record for 35 2nd St, Apt 23, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 839 sqft · built 2006
Lot Size	0.02 acres (873 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2023)
Tax Bill	$1,624 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0071-00230`

Property Details

APN / Parcel Number

Primary APN	`185-0071-00230`
Alternative APNs	`1154587` `779990`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	839 sqft Gross Area
1st Floor Area	839 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Lot Area	873 sqft (0.02 acres)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1154587
Street Address	35 2ND ST, 23
City	DULUTH
State	MN
Zip	55810-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 23 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	CIC 104 BOTANICAL GARDENS
Legal Unit	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2006
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 2ND ST, 23, DULUTH, MN 55810-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST
Mar 1, 2018	Deed of Trust, Mortgage ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	20231473796
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 12, 2023
Property Address	35 2ND ST APT 23, 23, PROCTOR, MN 55810-2223
Document Number	0001473796
Instrument Date	Sep 1, 2023
Instrument	1473796
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 2ND ST APT 23, 23, PROCTOR, MN 55810-2223

Mortgage

Document Number	0001473797
Date	Sep 12, 2023
Instrument	1473797

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55810
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469694
Date	Jul 11, 2023
Instrument	1469694

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Oct 15, 2023

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55810
Document Number	00A1328913
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5713 GRAND AVE #B DULUTH MN 558072564, B, DULUTH, MN 55807-2564

Mortgage

Document Number	00A1328913
Date	Mar 6, 2018
Instrument	A1328913

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,624.00 (+13.41%) Homeowner's exemption
2025	$1,432.00 (-21.15%) Homeowner's exemption	$143,000 (+8.09%) Land $23,500 Building $119,500	$143,000 (+8.09%) Land $23,500 Building $119,500
2024		$132,300 (+14.45%) Land $12,100 Building $120,200	$132,300 (+14.45%) Land $12,100 Building $120,200
2023	$1,816.00
2022		$115,600 Land $9,900 Building $105,700	$115,600 Land $9,900 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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