Bergen County and Ramsey Borough property record for 34B Prospect St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 1971 |
| Lot Size | 0.084 acres (3,659 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,648 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-04905-0000-00003-0000-C0002 |
| Primary APN | 48-04905-0000-00003-0000-C0002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,584 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 3,659 sqft (0.084 acres) |
| Old Parcel Number | 48049050000000030000C000B |
|---|---|
| Street Address | 34B PROSPECT ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.084AC |
| Legal Block | 4905 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 CONCORD ST, NEW MILFORD, NJ 07646-1013 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,800 (+0.43%) Land $225,000 Building $196,800 | $421,800 (+0.43%) Land $225,000 Building $196,800 | |
| 2025 | $8,648.00 (-11.32%) | $420,000 (+21.53%) Land $225,000 Building $195,000 | $420,000 (+21.53%) Land $225,000 Building $195,000 |
| 2024 | $9,752.00 (+7.58%) | ||
| 2023 | $345,600 Land $195,000 Building $150,600 | $345,600 Land $195,000 Building $150,600 | |
| 2022 | $9,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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