34990 Co Rd 162, Agate, CO 80101 Property Records

Elbert County property record for 34990 Co Rd 162, Agate, CO 80101

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,704 sqft · built 2022
Lot Size	60.2 acres (2,623,183 sqft)
Owner	Individual Name on File
Tax Bill	$997 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79171-00-155`

Property Details

APN / Parcel Number

Primary APN	`79171-00-155`
Alternative APN	`R123366`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Other
Exterior Material	Other
Roof Material	Other
Lot Area	2,623,183 sqft (60.2 acres)

Location & Zoning

Account Number	R123366
Street Address	34990 COUNTY ROAD 162
City	AGATE
State	CO
Zip	80101-9637
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	SECTION: 17 TOWNSHIP: 7 RANGE: 59 LSP 4749 PARCEL 5
Jurisdiction	ELBERT CO
Township / Civil Division	AGATE
Census Block Group	1
Census Block	1042
Census Tract	961100

Owner

34990 Co Rd 162, a rural home, is owned and occupied by an individual who acquired it in December 2023.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit FNB BANK
Apr 27, 2023	Deed of Trust, Mortgage · Construction Mortgage FNB BANK
Jan 25, 2024	Deed of Trust, Mortgage · Closed-End Mortgage FNB BANK
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023
Deed Sale	Dec 5, 2023
Deed Document Number	630967
Deed Book / Page	840 / 499
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55837 E 41ST AVE, STRASBURG, CO 80136-7401

Mortgage

Document Number	0008240864
Date	Jan 31, 2022
Book Page	824/864
Instrument	616445

Lender

Name	FNB BANK
Type	Bank
Address	BENNETT, CO 80102

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637

Mortgage

Document Number	0008340739
Date	Apr 27, 2023
Book Page	834/739
Instrument	626451

Lender

Name	FNB BANK
Type	Bank
Address	BENNETT, CO 80102

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	7.75%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637

Mortgage

Document Number	0008410714
Date	Jan 25, 2024
Book Page	841/714
Instrument	632204

Lender

Name	FNB BANK
Type	Bank
Address	BENNETT, CO 80102

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	236 Months
Due	Sep 1, 2043

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637

Mortgage

Document Number	0008420150
Date	Feb 20, 2024
Book Page	842/150
Instrument	632645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Dec 5, 2023
Property Address	34990 COUNTY ROAD 162, AGATE, CO 80101-9637
Document Number	0008400499
Book / Page	840 / 499
Instrument Date	Dec 1, 2023
Instrument	630967
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1008, STRASBURG, CO 80136-1008

Tax Assessment & Valuation

The 2025 property tax bill for 34990 Co Rd 162 was $997.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Agate School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00	$15,780 Land $1,750 Building $14,030	$230,860 Land $6,460 Building $224,400
2023	$145.00 (+45%)	$2,640 (+5%) Land $1,640 Building $1,000	$21,131 (+217.9%) Land $6,206 Building $14,925
2022	$100.00	$1,760 Land $1,760	$6,647 Land $6,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34990 Co Rd 162 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34990 Co Rd 162 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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