3499 Vista de Madera, Lincoln, CA 95648 Property Records

Placer County property record for 3499 Vista de Madera, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,531 sqft · built 2018
Lot Size	0.676 acres (29,452 sqft)
Owner	Company Name on Record
Last Sale	$1,578,000 (Dec 2018)
Tax Bill	$20,608 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`337-240-012-000`

Property Details

APN / Parcel Number

Primary APN	`337-240-012-000`
Alternative APN	`337-240-012`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Building Area	7,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	29,452 sqft (0.676 acres)
Garage Area	1,699 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-240-012
Street Address	3499 VISTA DE MADERA
City	LINCOLN
State	CA
Zip	95648-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 VERDERA VILLAGE 13 PHASE 3 MOR BK Z PG 58
Legal Subdivision	VERDERA VILLAGE 13 PHASE 3
Legal Lot Number	57
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	4
Census Block	4006
Census Tract	21123

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2215 PLAZA DR, 100, ROCKLIN, CA 95765-4422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Dec 24, 2018	Grant Deed, Transfer · ARM CITY NATIONAL BANK
Jun 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NTHRN BK/DIXON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2018 · Amount on Record
Deed Sale	Dec 24, 2018 · Amount on Record
Prior Sale	May 17, 2013 · Amount on Record
Deed Document Number	201891959
Prior Transfer Date	Aug 10, 2004
Prior Transfer Doc	0000111402
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3499 VISTA DE MADERA, LINCOLN, CA 95648-7935
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 VISTA DE MADERA, LINCOLN, CA 95648-7935

Mortgage

Document Number	0000119192
Date	Sep 23, 2021
Instrument	2021-0119192

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.66%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.66%
Index	1-Year CMT
Max Rate	7.66%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 24, 2018
Property Address	3499 VISTA DE MADERA, LINCOLN, CA 95648-7935
Document Number	0000091959
Map Reference	MB Z PG 58
Instrument Date	Dec 19, 2018
Instrument	2018-0091959
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 VISTA DE MADERA, LINCOLN, CA 95648-7935

Mortgage

Document Number	0000091960
Date	Dec 24, 2018
Instrument	2018-0091960

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.67%
Index	1-Year LIBOR
Max Rate	8.67%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Jun 11, 2018
Property Address	3499 VISTA DE MADERA, LINCOLN, CA 95648-7935
Instrument Date	May 22, 2018
Instrument	41521
Transaction Type	Construction Loan
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10630 MATHER BLVD MATHER CA 956554125, MATHER, CA 95655-4125

Mortgage

Document Number	0000041521
Date	Jun 11, 2018
Instrument	41521

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	SACRAMENTO, CA 95815

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,847,997 (+2%) Land $341,347 Building $1,506,650
2025	$20,608.00 (-0.74%) Homeowner's exemption	$1,811,762 (+4.04%) Land $334,654 Building $1,477,108
2023	$20,761.00 (+1.41%) Homeowner's exemption	$1,741,411 Land $321,660 Building $1,419,751
2022	$20,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, DigitalPath, Verizon.

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