3499 Sawgrass Trl W, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3499 Sawgrass Trl W, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,780 sqft · built 2013
Lot Size	0.267 acres (11,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$603,975 (Mar 2014)
Tax Bill	$11,648 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-72704-01-020`

Property Details

APN / Parcel Number

Primary APN	`10-72704-01-020`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,780 sqft Living Area
Gross Area	5,460 sqft
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	11,632 sqft (0.267 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3499 SAWGRASS TRL W
City	SAINT PAUL
State	MN
Zip	55123-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEHAVEN 5TH ADDITION 2 1
Legal Subdivision	STONEHAVEN 5TH ADDITION
Legal Block	1
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2000
Census Tract	60728

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3499 SAWGRASS TRL W, SAINT PAUL, MN 55123-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jan 16, 2024	Intrafamily Transfer, Transfer
Jan 23, 2024	Intrafamily Transfer, Transfer
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2014 · Amount on Record
Deed Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	20143001535
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000

Mortgage

Document Number	0003604682
Date	Oct 4, 2023
Instrument	3604682

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	17 Months
Due	Mar 19, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Jan 16, 2024
Property Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000
Document Number	0003615867
Instrument Date	Jan 9, 2024
Instrument	3615867
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Jan 23, 2024
Property Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000
Document Number	0003616686
Instrument Date	Jan 9, 2024
Instrument	3616686
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 16, 2023
Property Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000
Document Number	0003606073
Instrument Date	Oct 6, 2023
Instrument	3606073
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,981.69
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000

Mortgage

Document Number	0003606074
Date	Oct 16, 2023
Instrument	3606074

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3499 SAWGRASS TRL W, EAGAN, MN 55123-2000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003300080
Date	Apr 11, 2019
Instrument	3300080

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,648.00 (+29.8%)	$922,700 (+13.16%) Land $162,600 Building $760,100	$922,700 (+13.16%) Land $162,600 Building $760,100
2023	$8,974.00 Homeowner's exemption
2022		$815,400 Land $158,200 Building $657,200	$815,400 Land $158,200 Building $657,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, T-Mobile.

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