Clay County property record for 3499 Rustic Oak Trl, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1979 |
| Lot Size | 1.05 acres (46,173 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,500 (Sep 1985) |
| Tax Bill | $948 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-25-010084-002-13 |
| Primary APN | 19-05-25-010084-002-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Heated Area |
| Gross Area | 2,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,173 sqft (1.05 acres) |
| Lot Dimensions | 263 ft deep x 176 ft wide |
| Garage Area | 450 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3499 RUSTIC OAK TRL |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 10 RUSTIC OAKS AS REC O R890 PG 386 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31203 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3499 RUSTIC OAK TRL, MIDDLEBURG, FL 32068-5812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1985 · Amount on Record |
| Deed Sale | Sep 1, 1985 · Amount on Record |
| Deed Document Number | 0000890386 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (-20.34%) Homeowner's exemption | $102,310 (+5.99%) | $236,414 (+3.74%) Land $47,700 Building $188,714 |
| 2023 | $1,190.00 (+14.86%) Homeowner's exemption | $96,532 (+3%) | $227,896 (+18.72%) Land $47,700 Building $180,196 |
| 2022 | $1,036.00 Homeowner's exemption | $93,721 | $191,955 Land $31,800 Building $160,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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