3499 Hooper Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 3499 Hooper Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,496 sqft · built 1992
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2005)
Tax Bill	$6,324 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-029540`

Property Details

APN / Parcel Number

Primary APN	`09-029540`
Alternative APNs	`9029540` `029540`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,496 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1,131 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029540
Street Address	3499 HOOPER RD
City	NEW WINDSOR
State	MD
Zip	21776-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	4.96 ACS E/S HOOPER ROAD
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1014
Census Tract	509001

Owner

Source: Carroll County records · APN 09-029540

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3499 HOOPER RD, NEW WINDSOR, MD 21776-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2005 · Amount on Record
Deed Sale	Mar 04, 2005 · Amount on Record
Prior Sale	Mar 12, 1992 · Amount on Record
Deed Document Number	200544025
Deed Book / Page	4339 / 246
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3499 HOOPER RD, NEW WINDSOR, MD 21776-8113
Transaction Type	Mortgage
Record Updated	Jun 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101790383
Date	Mar 25, 2021
Book Page	10179/383

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3499 HOOPER RD, NEW WINDSOR, MD 21776-8113
Document Number	0098940182
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 HOOPER RD NEW WINDSOR MD 217768113, NEW WINDSOR, MD 21776-8113

Mortgage

Document Number	0098940182
Date	Oct 13, 2020
Book Page	009894/000182

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,433 (+15.37%)	$621,500 (+17.64%) Land $229,800 Building $391,700
2025	$6,324.00 (+9.37%)
2023	$5,782.00	$511,767	$528,300 Land $209,800 Building $318,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 62 locations within half a mile of this property.

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