3499 Forest Dr, Waldorf, MD 20601 Property Records

Charles County property record for 3499 Forest Dr, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,444 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2026)
Tax Bill	$9,147 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-015147`

Property Details

APN / Parcel Number

Primary APN	`08-015147`
Alternative APNs	`8015147` `015147`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	015147
Street Address	3499 FOREST DR
City	WALDORF
State	MD
Zip	20601-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	2 AC N SI OF RT 382
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1005
Census Tract	851403

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3499 FOREST DR, WALDORF, MD 20601-4203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING AND COM
Jun 22, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Sep 28, 2009 · Amount on Record
Deed Book / Page	14112 / 232
Transfer Doc	0000008800
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Jun 26, 2026
Property Address	3499 FOREST DR, WALDORF, MD 20601-4203
Document Number	1411000466
Book / Page	14119 / 466
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SANCTUARY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3499 FOREST DR, WALDORF, MD 20601-4203

Mortgage

Document Number	1411000466,
Date	Jun 26, 2026
Book Page	14119/466

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 22, 2026
Property Address	3499 FOREST DR, WALDORF, MD 20601-4203
Document Number	1411000232
Book / Page	14112 / 232
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3499 FOREST DR, WALDORF, MD 20601-4203

Mortgage

Document Number	1411000241,
Date	Jun 22, 2026
Book Page	14112/241

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1411000261,
Date	Jun 22, 2026
Book Page	14112/261

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3499 FOREST DR, WALDORF, MD 20601-4203
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 FOREST DR, WALDORF, MD 20601-4203

Mortgage

Document Number	0126190492
Date	Jul 1, 2022
Book Page	12619/492

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,900 (+10.42%) Land $140,000 Building $173,900	$313,900 (-) Land $140,000 Building $173,900
2025	$9,147.00 (+173.94%)	$284,267 (+26.34%)	$313,900 (+39.51%) Land $140,000 Building $173,900
2023	$3,339.00	$225,000 Land $110,000 Building $115,000	$225,000 Land $110,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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