3498 W Sidney Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 3498 W Sidney Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1984
Lot Size	2.57 acres (111,993 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2025)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Refinance + 2 more
APN	`019-016-030-00`

Property Details

APN / Parcel Number

Primary APN	`019-016-030-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Lot Area	111,993 sqft (2.57 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3498 W SIDNEY RD
City	SIDNEY
State	MI
Zip	48885-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF SE 1/4 BEG AT SW COR THEREOF, TH N 370 FT, E 300 FT, S 370 FTTO S LINE OF SEC 16, W 300 FT TO POB SEC 16 T1
Legal Range	07W
Legal Township	10N
Legal Section	16
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3014
Census Tract	970800

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FCU
Sep 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20256107
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	01553/00755
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jun 8, 2023
Property Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757
Document Number	2023R05681
Instrument Date	Jun 2, 2023
Instrument	2023R-05681
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9319 TOWN HALL RD, FENWICK, MI 48834-9758

Mortgage

Document Number	2023R05682
Date	Jun 8, 2023
Instrument	2023R-05682

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R12411
Date	Aug 31, 2021
Instrument	2021R-12411

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00451
Date	Jan 14, 2019
Instrument	2019R-00451

Lender

Name	COMMUNITY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2024

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 3, 2019
Property Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757
Document Number	2019R09023
Instrument Date	Aug 22, 2019
Instrument	2019R-09023
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 W SIDNEY RD, SIDNEY, MI 48885-9757

Mortgage

Document Number	2019R09024
Date	Sep 3, 2019
Instrument	2019R-09024

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2019R09023
Date	Sep 3, 2019
Instrument	2019R-09023

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,700 (+5.79%)	$197,400 (+5.79%)
2025	$2,313.00 (+3.31%)	$93,300 (+18.7%)	$186,600 (+137.4%)
2024	$2,239.00
2023		$78,600	$78,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CMS Internet Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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