3498 W River Rd, Aylett, VA 23009 Property Records

King William County property record for 3498 W River Rd, Aylett, VA 23009

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,498 sqft · built 2018
Lot Size	9.92 acres (432,115 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2018)
Tax Bill	$1,921 (2026)
Deeds & Mortgages	Oct 2021 Refinance Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11915-1`

Property Details

APN / Parcel Number

Primary APN	`11915-1`
Alternative APN	`6 11B2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Interior Walls	Unfinished

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	432,115 sqft (9.92 acres)

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11915-1
Street Address	3498 W RIVER RD
City	AYLETT
State	VA
Zip	23009-2008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-C
Legal Description	RESIDUAL FARMERS DIVISION TAX PARCEL 6-1 1B
Legal Subdivision	FARMERS DIVISION SD
Jurisdiction	KING WILLIAM VA
Township / Civil Division	MANGOHICK
Census Block Group	2
Census Block	2009
Census Tract	950102

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3498 W RIVER RD, AYLETT, VA 23009-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2018292
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	3498 W RIVER RD, AYLETT, VA 23009-2008
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003755
Date	Oct 26, 2021
Instrument	210003755

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Feb 9, 2018
Property Address	3498 W RIVER RD, AYLETT, VA 23009-2008
Document Number	0180000292
Instrument Date	Feb 7, 2018
Instrument	180000292
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, AYRES TITLE&STLMNT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 W RIVER RD, AYLETT, VA 23009-2008

Mortgage

Document Number	0180000293
Date	Feb 9, 2018
Instrument	180000293

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Unified School District	King William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,921.00 (+0.05%)	$312,300 (-) Land $75,700 Building $236,600	$312,300 (-) Land $75,700 Building $236,600
2025	$1,920.00 (+6.02%)	$312,300 (-) Land $75,700 Building $236,600	$312,300 (-) Land $75,700 Building $236,600
2023	$1,811.00 (+16.76%)	$312,300 (+68.08%) Land $75,700 Building $236,600	$312,300 (+68.08%) Land $75,700 Building $236,600
2022	$1,551.00	$185,800 Land $48,500 Building $137,300	$185,800 Land $48,500 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2011)
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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