3498 Saltflat Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3498 Saltflat Ln, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,332 sqft · built 2018
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$670,750 (Feb 2018)
Tax Bill$3,101 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN614-09-00-131

Property Details

APN / Parcel Number

Primary APN614-09-00-131

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,332 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address3498 SALTFLAT LN
CityMOUNT PLEASANT
StateSC
Zip29466-9398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLTWP MAPPLATB L16 MAPPLATP 0375-0378 SUBDIVISIONNAME STRATTON BY THE SOUND, PHASE 1 BLOCK LOT 14 GOVLOT TRACT
Legal SubdivisionSTRATTON PLACE
Legal Phase1
Legal Lot Number14
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1028
Census Tract4609

Owner

3498 Saltflat Ln is owned and occupied by two individuals who bought it in February 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3498 SALTFLAT LN, MOUNT PLEASANT, SC 29466-9398
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 5, 2019Grant Deed, Transfer
CHRISTOPHER C SWAIN
Feb 8, 2018Grant Deed, Subdivision Related Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2018 · Amount on File
Deed SaleFeb 8, 2018 · Amount on File
Deed Book / Page697 / 843
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address3498 SALTFLAT LN, MOUNT PLEASANT, SC 29466-9398
Transaction TypeMortgage
Record UpdatedFeb 26, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010690161
DateJan 19, 2022
Book Page1069/161
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term354 Months
DueJul 30, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateApr 5, 2019
Property Address3498 SALTFLAT LN, MOUNT PLEASANT, SC 29466-9398
Document Number0787/0922
Book / Page000787 / 000922
Instrument DateApr 5, 2019
Transaction TypeTransfer
Record UpdatedApr 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$697.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3498 SALTFLAT LN MOUNT PLEASANT SC 294669398, MOUNT PLEASANT, SC 29466-9398

Mortgage

Document Number787/0923
DateApr 5, 2019
Book Page000787/000923
Lender
NameCHRISTOPHER C SWAIN
Address2 45TH AVE, ISLE OF PALMS, SC 29451-2606
Agreement
AmountAmount on Record
Term120 Months
DueApr 4, 2029

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 8, 2018
Property Address3498 SALTFLAT LN, MOUNT PLEASANT, SC 29466-9398
Document Number0697/0843
Book / Page000697 / 000843
Instrument DateFeb 6, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3498 SALTFLAT LN MOUNT PLEASANT SC 294669398, MOUNT PLEASANT, SC 29466-9398

Mortgage

Document Number697/0845
DateFeb 8, 2018
Book Page000697/000845
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueFeb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3498 Saltflat Ln was $3,101, up 12.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,101.00 (+12.48%)$801,550 (+2,775%) Land $167,900 Building $633,650$1,184,700 Land $329,900 Building $854,800
2024$2,757.00$27,880
2022$2,544.00$27,880$697,000 Land $146,000 Building $551,000
2020$697,000 Land $146,000 Building $551,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3498 Saltflat Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 332 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies332 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA4 of 37
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3498 Saltflat Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 86% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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