3498 Saddle Brook Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3498 Saddle Brook Dr, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Nov 2018)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone A (high risk)
APN	`27-36-01-77-C-43`

Property Details

APN / Parcel Number

Primary APN	`27-36-01-77-C-43`
Alternative APNs	`27-36-01-77-0000C.0-0043.00` `2733784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	1,868 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	491 sqft
Porch	Screened/Unfinished Porch
Porch Area	228 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2733784
Street Address	3498 SADDLE BROOK DR
City	MELBOURNE
State	FL
Zip	32934-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PARKWAY MEADOWS PHASE 2 LOT 43 BLK C
Legal Range	36E
Legal Township	27S
Legal Section	01
Legal Subdivision	PARKWAY MEADOWS PHASE 2
Legal Phase	2
Legal Block	C
Legal Lot Number	43
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2010
Census Tract	64102

Owner

3498 Saddle Brook Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3498 SADDLE BROOK DR, MELBOURNE, FL 32934-8369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Prior Sale	May 28, 1998 · Amount on File
Deed Document Number	2018247349
Deed Book / Page	8301 / 2735
Prior Transfer Date	Jul 10, 2014
Prior Transfer Doc	0071672677
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 5, 2018
Property Address	3498 SADDLE BROOK DR, MELBOURNE, FL 32934-8369
Document Number	0083012735
Book / Page	008301 / 002735
Instrument Date	Oct 31, 2018
Instrument	247349
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FOUNDATION TITLE AND SETTLEMENT, FOUNDATION TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Tax	$1,603.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3498 SADDLE BROOK DR MELBOURNE FL 329348369, MELBOURNE, FL 32934-8369

Tax Assessment & Valuation

The 2025 property tax bill for 3498 Saddle Brook Dr was $2,024 with exemptions applied, up 6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,630 (+2.7%)	$341,970 (+1.58%)
2025	$2,024.00 (+5.97%) Homeowner's exemption Widower's exemption	$154,460	$336,660
2024	$1,910.00 (+3.08%)
2023	$1,853.00 (+2.94%) Homeowner's exemption Widower's exemption	$145,740 (+3%)	$345,080 (+12.66%) Land $95,000 Building $250,080
2022	$1,800.00 Homeowner's exemption Widower's exemption	$141,500	$306,310 Land $90,000 Building $216,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3498 Saddle Brook Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 229 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	38 (1992–2022)
Claims Outside the SFHA	28 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 18 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3498 Saddle Brook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20