3498 Pea Rdg Rd, Morganton, NC 28655 Property Records

Burke County property record for 3498 Pea Rdg Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 739 sqft · built 1940
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Feb 2016)
Tax Bill	$649 (2026)
Deeds & Mortgages	Nov 2023 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1776116985`

Property Details

APN / Parcel Number

Primary APN	`1776116985`
Alternative APN	`8718`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	739 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	226 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1 sqft
Canopy	480 sqft
Lean-To	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3498 PEA RIDGE RD
City	MORGANTON
State	NC
Zip	28655-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3498 PEA RIDGE RD MORGANTON, NC 28655
Legal Tract	I
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1002
Census Tract	20204

Owner

3498 Pea Rdg Rd is owned and occupied by an individual who bought it in February 2016.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 12, 2022	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage D&D INVESTMENTS BUILDERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2016 · Amount on File
Deed Sale	Feb 1, 2016 · Amount on File
Deed Document Number	2016789
Deed Book / Page	2221 / 879
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	0020040145
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 29, 2023
Property Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535
Document Number	0027180278
Book / Page	2718 / 278
Map Reference	MB 63 PG 24
Instrument Date	Nov 15, 2023
Instrument	2023011028
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 25, 2022
Property Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535
Document Number	0026180894
Book / Page	2618 / 894
Instrument Date	Apr 22, 2022
Instrument	2022020344
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3493 PEA RIDGE RD, MORGANTON, NC 28655-7535

Mortgage

Document Number	0026180897
Date	Apr 25, 2022
Book Page	2618/897
Instrument	2022020345

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 12, 2022
Property Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535
Document Number	0026160369
Book / Page	2616 / 369
Instrument Date	Apr 11, 2022
Instrument	2022019859
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 COLEMAN DR, 110, CONNELLY SPRINGS, NC 28612-7997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 PEA RIDGE RD, MORGANTON, NC 28655-7535

Mortgage

Document Number	2022019860
Date	Apr 12, 2022
Instrument	2022019860

Lender

Name	D&D INVESTMENTS BUILDERS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3498 Pea Rdg Rd was $649, up 0.8% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$649.00 (+0.78%)	$87,052 (-) Land $10,920 Building $76,132	$87,052 (-) Land $10,920 Building $76,132
2025	$644.00	$87,052 Land $10,920 Building $76,132	$87,052 Land $10,920 Building $76,132
2023	$645.00	$87,052 Land $10,920 Building $76,132	$87,052 Land $10,920 Building $76,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3498 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3498 Pea Rdg Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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