3498 Pacific Dr, Naples, FL 34119 Property Records

Collier County property record for 3498 Pacific Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,586 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2018)
Tax Bill	$4,935 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`593610 3023B16`

Property Details

APN / Parcel Number

Primary APN	`593610 3023B16`
Alternative APN	`69770006320`

Interior

Stories	1 Story
Building Area	2,586 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	2,586 sqft

Exterior

Year Built	Built 2013
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	136 ft deep x 57 ft wide
Porch	Enclosed Porch
Deck Area	338 sqft

Location & Zoning

Account Number	593610 3023B16
Street Address	3498 PACIFIC DR
City	NAPLES
State	FL
Zip	34119-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT THREE LOT 302
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 3
Legal Tract	593610
Legal Lot Number	302
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1000
Census Tract	11209

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3498 PACIFIC DR, NAPLES, FL 34119-8670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Oct 17, 2013 · Amount on Record
Deed Document Number	5550674
Deed Book / Page	5505 / 1768
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3498 PACIFIC DR, NAPLES, FL 34119-8670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057853545
Date	Jul 9, 2020
Book Page	5785/3545
Instrument	5891488

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 3, 2018
Property Address	3498 PACIFIC DR, NAPLES, FL 34119-8670
Document Number	0055051768
Book / Page	5505 / 1768
Map Reference	MB52 PG19-23
Instrument Date	Apr 30, 2018
Instrument	5550674
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7043 AMBROSIA LN, 7043, NAPLES, FL 34119-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 PACIFIC DR, NAPLES, FL 34119-8670

Mortgage

Document Number	0005550675
Date	May 3, 2018
Instrument	5550675

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,935.00 (+3.24%) Homeowner's exemption	$530,890 (+5.99%)	$813,033 (-3.76%) Land $407,968 Building $405,065
2023	$4,780.00 (-2.59%) Homeowner's exemption	$500,901 (+3%)	$844,770 (+11.61%) Land $340,580 Building $504,190
2022	$4,907.00 Homeowner's exemption	$486,312	$756,925 Land $221,372 Building $535,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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