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3498 Old San Jose Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3498 Old San Jose Rd, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,096 sqft · built 1968
Lot Size2.1 acres (91,607 sqft)
Owner2 Company Names on File
Last Sale$1,600,000 (May 2026)
Tax Bill$1,753 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-231-08

Property Details

APN / Parcel Number

Primary APN103-231-08
Alternative APN
  • 103-231-08-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,096 sqft Living Area
Gross Area2,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area91,607 sqft
View / LotMountain
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3498 OLD SAN JOSE RD
CitySOQUEL
StateCA
Zip95073-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1030
Census Tract122001

Owner

Source: Santa Cruz County records · APN 103-231-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORPORATION
May 26, 2023Intrafamily Transfer, Transfer · Line of Credit
BAY FCU
Jun 21, 2023Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Deed Document Number202610994
Prior Transfer DateApr 12, 2013
Prior Transfer Doc0000020007
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 14, 2026
Property Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750
Document Number0000010994
Instrument DateMay 06, 2026
Instrument202610994
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$177,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750

Mortgage

Document Number0000010995,
DateMay 14, 2026
Instrument202610995
Lender
NameMASON MCDUFFIE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 26, 2023
Property Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750
Document Number0000009307
Instrument DateMay 19, 2023
Instrument2023-0009307
Transaction TypeTransfer
Record UpdatedJun 08, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750

Mortgage

Document Number0000009308
DateMay 26, 2023
Instrument2023-0009308
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueJul 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 21, 2023
Property Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750
Document Number0000011056
Instrument DateMay 19, 2023
Instrument2023-0011056
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3498 OLD SAN JOSE RD, SOQUEL, CA 95073-9750

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictMountain Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$114,743 (+2%) Land $34,853 Building $79,890
2025$1,753.00 (+11.87%) Homeowner's exemption$112,494 (+4.04%) Land $34,170 Building $78,324
2023$1,567.00 (+1.95%) Homeowner's exemption$108,126 (+2%) Land $32,843 Building $75,283$1,416,150
2022$1,537.00 Homeowner's exemption$106,005 Land $32,199 Building $73,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC..

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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