3498 Monroe Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3498 Monroe Ave, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,127 sqft · built 2005
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$1,675,000 (Jul 2018)
Tax Bill	$22,423 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`234-021-030-7`

Property Details

APN / Parcel Number

Primary APN	`234-021-030-7`
Alternative APN	`234-021-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3498 MONROE AVE
City	LAFAYETTE
State	CA
Zip	94549-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HOMESITES LOT 30 BLK 5
Legal Subdivision	LAFAYETTE HOMESITES 01
Legal Block	5
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2018	Quit Claim Deed, Transfer OTHER
Jul 3, 2018	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK
Dec 8, 2017	Intrafamily Transfer, Transfer · Line of Credit CMG FINANCIAL
Dec 8, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	2018105678
Last Transfer Date	Oct 31, 2018
Transfer Doc	0000184760
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169971
Date	Aug 13, 2020
Instrument	2020-169971

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 14, 2018
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000184760
Instrument Date	Oct 31, 2018
Instrument	184760
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3498 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 3, 2018
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000105678
Map Reference	MB 12 PG 266
Instrument Date	Jun 29, 2018
Instrument	2018-105678
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	0000105679
Date	Jul 3, 2018
Instrument	2018-105679

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Index	LIBOR
Max Rate	10.9%

Mortgage

Document Number	0000105680
Date	Jul 3, 2018
Instrument	2018-105680

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 8, 2017
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000230195
Map Reference	MB12 PG266
Instrument Date	Nov 29, 2017
Instrument	2017-230195
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	0000230196
Date	Dec 8, 2017
Instrument	2017-230196

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 8, 2017
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000230197
Instrument Date	Nov 29, 2017
Instrument	230197
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3498 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 25, 2017
Property Address	3498 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000071128
Instrument Date	Mar 22, 2017
Instrument	71128
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3498 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,905,858 (+2%) Land $1,137,827 Building $768,031
2025	$22,423.00 (+3.49%)	$1,868,489 (+4.04%) Land $1,115,517 Building $752,972
2023	$21,666.00 (+1.55%)	$1,795,935 Land $1,072,201 Building $723,734
2022	$21,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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