3498 Enterprise Rd E, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 3498 Enterprise Rd E, Safety Harbor, FL 34695

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,026 sqft · built 1985
Lot Size	0.941 acres (40,994 sqft)
Owner	2 Individual Names on File
Last Sale	$558,000 (Feb 2018)
Tax Bill	$8,625 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-9468-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-9468-9`
Alternative APNs	`27-28-16-45882-001-0290` `281627458820010290` `162827458820010290` `R291428`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	5,248 sqft
1st Floor Area	3,026 sqft
Basement Area	952 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	40,994 sqft (0.941 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	844 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R291428
Street Address	3498 ENTERPRISE RD E
City	SAFETY HARBOR
State	FL
Zip	34695-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	KENNEDYS, HARRY SUB BLK 1, S 204.99FT OF LOTS 29 & 30
Legal Range	16E
Legal Township	28S
Legal Section	27
Legal Subdivision	KENNEDYS, HARRY SUB
Legal Tract	45882
Legal Block	1
Legal Lot Number	29,30
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3014
Census Tract	26815

Owner

3498 Enterprise Rd E is owned and occupied by two individuals who bought it in February 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 12, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Mar 2, 2006 · Amount on File
Deed Document Number	201844319
Deed Book / Page	19939 / 281
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0199390278
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405

Mortgage

Document Number	0216582022
Date	Aug 5, 2021
Book Page	21658/2022
Instrument	2021256569

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405

Mortgage

Document Number	0214830672
Date	Apr 13, 2021
Book Page	21483/672
Instrument	2021120631

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 12, 2018
Property Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405
Document Number	0199390281
Book / Page	19939 / 0281
Map Reference	MB4 PG19
Instrument Date	Feb 9, 2018
Instrument	2018044319
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,906.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405

Mortgage

Document Number	2018044320
Date	Feb 12, 2018
Instrument	2018044320

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 12, 2018
Property Address	3498 ENTERPRISE RD E, SAFETY HARBOR, FL 34695-5405
Document Number	0199390278
Book / Page	019939 / 000278
Instrument Date	Feb 6, 2018
Instrument	44318
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 BELCHER RD S SEMINOLE FL 337771407, SEMINOLE, FL 33777-1407

Tax Assessment & Valuation

The 2025 property tax bill for 3498 Enterprise Rd E was $8,625 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Safety Harbor City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,625.00 (+5.61%) Homeowner's exemption	$536,655	$755,268 Land $231,767 Building $523,501
2024	$8,167.00 (+1.31%)
2023	$8,061.00 (+2.58%) Homeowner's exemption	$506,341 (+3%)	$693,158 (+18.74%) Land $283,936 Building $409,222
2022	$7,858.00 Homeowner's exemption	$491,593	$583,772 Land $273,278 Building $310,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3498 Enterprise Rd E in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	21 (1985–2024)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 6 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3498 Enterprise Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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