Hernando County property record for 3498 Dow Ln, Spring Hill, FL 34609 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,298 sqft · built 1989 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,625 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5240-1632-0040 |
| Primary APN | R32-323-17-5240-1632-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 1,922 sqft |
| 1st Floor Area | 1,298 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 264 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00644397 |
|---|---|
| Street Address | 3498 DOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 24 BLK 1632 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 24 |
| Legal Block | 1632 |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40908 |
Source: Hernando County records · APN R32-323-17-5240-1632-0040
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3498 DOW LN, SPRING HILL, FL 34609-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 06, 2015 |
| Transfer Doc | 0032970843 |
| Record Updated | Jun 08, 2026 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 (+80.36%) Homeowner's exemption | $104,841 (+5.99%) | $209,197 (-1.78%) Land $39,000 Building $170,197 |
| 2023 | $98,918 Land $98,918 | ||
| 2022 | $901.00 | $212,987 Land $38,000 Building $174,987 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012, rainfall accumulation, Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Open Infra | Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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