3498 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3498 Cappio Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,224 sqft · built 2005
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$672,000 (Apr 2021)
Tax Bill$8,979 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone A (high risk)
APN26-36-24-02-F-20

Property Details

APN / Parcel Number

Primary APN26-36-24-02-F-20
Alternative APNs
  • 26-36-24-02-0000F.0-0020.00
  • 2626836

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,224 sqft Living Area
Gross Area4,390 sqft
1st Floor Area2,748 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,632 sqft (0.29 acres)
Lot Width99 ft Width
Garage TypeAttached
Garage Area644 sqft
PorchFinished/Open Porch
Porch Area522 sqft
Deck Area789 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2626836
Street Address3498 CAPPIO DR
CityMELBOURNE
StateFL
Zip32940-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-11
Legal DescriptionCASABELLA PHASE TWO LOT 20 BLOCK F
Legal Range36E
Legal Township26S
Legal Section24
Legal SubdivisionCASABELLA PHASE TWO
Legal Phase2
Legal BlockF
Legal Lot Number20
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group4
Census Block4019
Census Tract64127

Owner

Source: Brevard County records · APN 26-36-24-02-F-20

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3498 CAPPIO DR, MELBOURNE, FL 32940-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Prior SaleNov 12, 2020 · Amount on Record
Deed Document Number2021107532
Deed Book / Page9101 / 356
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 27, 2021
Property Address3498 CAPPIO DR, MELBOURNE, FL 32940-1326
Document Number0091010356
Book / Page9101 / 356
Map ReferenceMB 51 PG 46-48
Instrument DateApr 23, 2021
Instrument2021107532
Transaction TypeTransfer
Record UpdatedJul 02, 2021
Title CompanyNOT AVAILABLE, FOUNDATION TTL & SETMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,704.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 PIN OAK LN, 130, MOORESVILLE, NC 28117-7501

Transferred To (Grantee/Buyer)

NameVerified Name
Address3498 CAPPIO DR, MELBOURNE, FL 32940-1326

Mortgage

Document Number9101358
DateApr 27, 2021
Instrument9101/358
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 12, 2020
Property Address3498 CAPPIO DR, MELBOURNE, FL 32940-1326
Document Number0089172835
Book / Page008917 / 002835
Instrument DateNov 12, 2020
Instrument253054
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3498 CAPPIO DR MELBOURNE FL 329401326, MELBOURNE, FL 32940-1326

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$715,420 (+2.7%)$745,640 (-0.39%)
2025$8,979.00 (+7.24%) Homeowner's exemption$696,620 (+5.99%)$748,540 (+0.79%) Land $170,000 Building $578,540
2023$8,373.00 (+7.21%) Homeowner's exemption$657,280 (+3%)$742,650 (+5.96%) Land $165,000 Building $577,650
2022$7,810.00 Homeowner's exemption$638,140$700,860 Land $136,000 Building $564,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 383 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 in force
Nearby Flood Claims33 (1995–2024)
Claims Outside the SFHA26 of 33
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Fay, Aug 2008 · 14 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COCOA
serves 294,039 people
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cappio Dr

Nearby Streets

Search Property Records by Address or Parcel Number