San Diego County property record for 3497 Topeka St, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,263 sqft · built 1986 |
| Lot Size | 0.245 acres (10,667 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,625,000 (Jul 2026) |
| Tax Bill | $8,700 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 167-431-12-00 |
| Primary APN | 167-431-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,263 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 10,667 sqft (0.245 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3497 TOPEKA ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-2185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 107 TR 010128 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 010128 |
| Legal Block | 2 |
| Legal Lot Number | 107 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19804 |
3497 Topeka St is owner-occupied and held in a trust since September 2026.
Source: San Diego County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 31, 2026 | Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CREDIT UNION |
| Nov 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| May 17, 2022 | Intrafamily Transfer, Transfer |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Oct 2, 1995 · Amount on File |
| Deed Document Number | 2026220192 |
| Last Transfer Date | Sep 14, 2026 |
| Transfer Doc | 0000268006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2026 |
| Property Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000268006 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026268006 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000220192 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026220192 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000220193, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026220193 |
| Name | SAN DIEGO COUNTY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000805762 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0805762 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2022 |
| Property Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000211017 |
| Map Reference | MAP 10128 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2022-0211017 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000087943 |
| Map Reference | MAP 10128 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021-0087943 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3497 TOPEKA ST, CARLSBAD, CA 92010-2185 |
| Document Number | 0000087944 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0087944 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3497 Topeka St was $8,700 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $823,456 (+2%) Land $443,179 Building $380,277 | |
| 2025 | $8,700.00 Homeowner's exemption | $807,311 Land $434,490 Building $372,821 |
| 2023 | $8,358.00 (+1.58%) Homeowner's exemption | $775,964 Land $417,619 Building $358,345 |
| 2022 | $8,228.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3497 Topeka St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3497 Topeka St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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