3497 Stone Dr, Finley, CA 95435 Property Records

Lake County property record for 3497 Stone Dr, Finley, CA 95435

Property Summary

Property TypeResidential Vacant Land
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Tax Bill$463 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone AO (high risk)
APN008-021-640-000

Property Details

APN / Parcel Number

Primary APN008-021-640-000
Alternative APN
  • 00802164

Exterior

Lot Area27,007 sqft (0.62 acres)

Location & Zoning

Old Parcel Number00802164
Street Address3497 STONE DR
CityFINLEY
StateCA
Zip95435
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBEING ONE LEGAL LOT WITH 008-021-660
Legal SubdivisionPM 15-04
Legal Block3
JurisdictionLAKE CA
Township / Civil DivisionKELSEYVILLE
Census Block Group3
Census Block3010
Census Tract1000

Owner

Source: Lake County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3497 STONE DR, FINLEY, CA 95435
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 2, 2026
Transfer Doc0000005732
Record UpdatedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJun 5, 2026
Property Address3497 STONE DR, FINLEY, CA 95435
Document Number0000005732
Instrument DateJun 2, 2026
Instrument20265732
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3497 STONE DR, FINLEY, CA 95435

Mortgage

Document Number0000005736,
DateJun 5, 2026
Instrument20265736
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

Mortgage

Document Number0000005733,
DateJun 5, 2026
Instrument20265733
Lender
Agreement
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictLakeport Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$463.00 (+4.75%)$34,815 (+4.04%) Land $34,815
2023$442.00 (+2.08%)$33,464 Land $33,464
2022$433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims21 (1995–2019)
Claims Outside the SFHA1 of 21
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20

May also be available: 101Netlink, AT&T.

Nearby Properties on Stone Dr

Nearby Streets

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