3497 Rd 49, Haviland, OH 45851 Property Records

Paulding County property record for 3497 Rd 49, Haviland, OH 45851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,767 sqft · built 2005
Lot Size	2.15 acres (93,872 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2019)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23S-001-04`

Property Details

APN / Parcel Number

Primary APN	`03-23S-001-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,767 sqft Living Area
1st Floor Area	3,562 sqft
Upper Floors Area	986 sqft
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	93,872 sqft (2.15 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3497 ROAD 49
City	HAVILAND
State	OH
Zip	45851-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4SE1/4 S-23 BENTON TWP
Jurisdiction	PAULDING OH
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4095
Census Tract	960300

Owner

3497 Rd 49 is owned and occupied by two individuals who bought it in September 2019.

Source: Paulding County records, as of April 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3497 ROAD 49, HAVILAND, OH 45851-9509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 10, 2019	Survivorship Deed, Transfer COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	May 27, 2010 · Amount on File
Deed Document Number	20192145
Deed Book / Page	591 / 361
Prior Transfer Date	Jan 29, 2009
Prior Transfer Doc	530/1863
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	3497 ROAD 49, HAVILAND, OH 45851-9509
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595/1227
Date	Jun 9, 2020
Book Page	595/1227
Instrument	202000001261

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PAULDING OH
Recording Date	Sep 10, 2019
Property Address	3497 ROAD 49, HAVILAND, OH 45851-9509
Document Number	591/0361
Book / Page	591 / 0361
Instrument Date	Sep 6, 2019
Instrument	201900002145
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3497 ROAD 49, HAVILAND, OH 45851-9509

Mortgage

Document Number	201900002146
Date	Sep 10, 2019
Instrument	201900002146

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3497 Rd 49 was $5,398 with a homeowner's exemption, up 27% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Benton Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (+26.98%) Homeowner's exemption	$174,090 (+32.99%) Land $10,990 Building $163,100	$497,400 Land $31,400 Building $466,000
2024	$4,251.00 (+3.48%) Homeowner's exemption	$130,900 (-) Land $8,260 Building $122,640
2023	$4,108.00 (-5.56%)	$130,900 (-) Land $8,260 Building $122,640
2022	$4,350.00	$130,900 Land $8,260 Building $122,640	$374,000 Land $23,600 Building $350,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3497 Rd 49 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3497 Rd 49 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Lakeland Internet Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40

May also be available: Mercury Fiber.

Nearby Properties on Rd 49

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