3497 Lake St, Beloit, OH 44609 Property Records

Columbiana County property record for 3497 Lake St, Beloit, OH 44609

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 384 sqft · built 1940
Lot Size	0.07 acres (3,080 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jul 2023)
Tax Bill	$350 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00520.000`

Property Details

APN / Parcel Number

Primary APN	`32-00520.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	384 sqft Living Area
1st Floor Area	384 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,080 sqft (0.07 acres)
Lot Dimensions	77 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	196 sqft
Patio Area	100 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	3497 LAKE ST
City	BELOIT
State	OH
Zip	44609-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85 PLACENTIA 40
Legal Subdivision	PLACENTIA PARK
Jurisdiction	COLUMBIANA OH
Township / Civil Division	KNOX
Census Block Group	4
Census Block	4041
Census Tract	950800

Owner

3497 Lake St is owned and occupied by an individual who bought it in July 2023.

Source: Columbiana County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3497 LAKE ST, BELOIT, OH 44609-9300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	1048
Deed Book / Page	2634 / 793
Record Updated	Jun 8, 2026

July 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Jul 14, 2023
Property Address	3497 LAKE ST, BELOIT, OH 44609-9300
Document Number	002634/793
Book / Page	2634 / 793
Instrument Date	Jul 13, 2023
Instrument	2023-00006220
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	HERITAGE UNION TITLE CO LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 LAKE ST, BELOIT, OH 44609-9300

Mortgage

Document Number	002634/795
Date	Jul 14, 2023
Book Page	2634/795
Instrument	2023-00006221

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3497 Lake St was $350 with a homeowner's exemption.

Source: Columbiana County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	Knox Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$350.00 Homeowner's exemption	$12,540 Land $1,160 Building $11,380	$35,800 Land $3,300 Building $32,500
2023	$20.00 (-42.86%) Homeowner's exemption	$9,870 (-) Land $910 Building $8,960
2022	$35.00 Homeowner's exemption	$9,870 Land $910 Building $8,960	$28,200 Land $2,600 Building $25,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3497 Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3497 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50
Watch TV Fixed Wireless	100 / 20
Frontier DSL	90 / 5

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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