3497 Corte Curva, Carlsbad, CA 92009 Property Records

San Diego County property record for 3497 Corte Curva, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,863 sqft · built 1999
Lot Size	0.245 acres (10,668 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Jul 2013)
Tax Bill	$12,487 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-460-01-00`

Property Details

APN / Parcel Number

Primary APN	`264-460-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,863 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,668 sqft (0.245 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3497 CORTE CURVA
City	CARLSBAD
State	CA
Zip	92009-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10000
Legal Description	LOT 84 TR 013285
Legal Subdivision	RICE PROPERTY-CT 85-10-1
Legal Tract	013285
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	17109

Owner

3497 Corte Curva is owned and occupied by two individuals who bought it in July 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3497 CORTE CURVA, CARLSBAD, CA 92009-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2013 · Amount on File
Deed Sale	Jul 8, 2013 · Amount on File
Prior Sale	Mar 15, 2013 · Amount on File
Deed Document Number	2013426683
Prior Transfer Date	Mar 2, 2005
Prior Transfer Doc	0000464079
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3497 CORTE CURVA, CARLSBAD, CA 92009-9501
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240991
Date	May 12, 2020
Instrument	2020-0240991

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3497 CORTE CURVA, CARLSBAD, CA 92009-9501
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 CORTE CURVA, CARLSBAD, CA 92009-9501

Mortgage

Document Number	0000630672
Date	Sep 7, 2021
Instrument	2021-0630672

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3497 Corte Curva was $12,487.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,563 (+2%) Land $500,144 Building $581,419
2025	$12,487.00	$1,060,357 Land $490,338 Building $570,019
2023	$11,708.00 (+2.22%)	$1,019,185 Land $471,299 Building $547,886
2022	$11,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3497 Corte Curva in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3497 Corte Curva is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ting.

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