Henderson County property record for 3497 Central Ave, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,584 sqft · built 1961 |
| Lot Size | 0.236 acres (10,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jan 2019) |
| Tax Bill | $387 (2025) |
| Deeds & Mortgages | Jan 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 57A-10 |
| Primary APN | 57A-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Finished Area |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,300 sqft (0.236 acres) |
| Lot Dimensions | 100 ft deep x 103 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 44800 |
|---|---|
| Street Address | 3497 CENTRAL AVE |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | NEW HOPE |
| Legal Lot Number | 16 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 20901 |
3497 Central Ave is owned and occupied by an individual who bought it in January 2019.
Source: Henderson County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3497 CENTRAL AVE, HENDERSON, KY 42420-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on File |
| Deed Sale | Jan 18, 2019 · Amount on File |
| Prior Sale | Feb 10, 2014 · Amount on File |
| Deed Document Number | 2019000692 |
| Deed Book / Page | RE 0635 / 402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jan 18, 2019 |
| Property Address | 3497 CENTRAL AVE, HENDERSON, KY 42420-9355 |
| Document Number | RE0635/402 |
| Book / Page | RE 0635 / 402 |
| Map Reference | MB 4 PG 107 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 2019000692 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2820 SUNSET LN LOT 15, 15, HENDERSON, KY 42420-2068 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3497 CENTRAL AVE, HENDERSON, KY 42420-9355 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3497 Central Ave was $387.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387.00 | $30,000 | $30,000 |
| 2023 | $390.00 | $30,000 | $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3497 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3497 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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