3497 Ashby Pond Ln, Duluth, GA 30097 Property Records

Gwinnett County property record for 3497 Ashby Pond Ln, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,810 sqft · built 2015
Lot Size	0.134 acres (5,835 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Oct 2022)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-201-398`

Property Details

APN / Parcel Number

Primary APN	`7-201-398`
Alternative APNs	`R7201-398` `33344707`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,230 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,835 sqft (0.134 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3497 ASHBY POND LN
City	DULUTH
State	GA
Zip	30097-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L10 BB CRESSWELL PH 2
Legal Subdivision	CRESSWELL PH 2
Legal Phase	2
Legal Block	B
Legal Lot Number	10
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50233

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME HOME LOANS
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	202232682
Deed Book / Page	60276 / 7
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569

Mortgage

Document Number	0569800645
Date	Oct 25, 2019
Book Page	0000056980/0000000645

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 20, 2022
Property Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569
Document Number	0602760007
Book / Page	60276 / 7
Instrument Date	Oct 20, 2022
Instrument	2022-032682
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569

Mortgage

Document Number	0602760009
Date	Oct 26, 2022
Book Page	0000060276/0000000009

Lender

Name	PRIME HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 20, 2022
Property Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569
Document Number	0602760007
Book / Page	60276 / 7
Instrument Date	Oct 20, 2022
Instrument	2022-032682
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 ASHBY POND LN, DULUTH, GA 30097-2569

Mortgage

Document Number	0000602769
Date	Oct 20, 2022
Instrument	60276/9

Lender

Name	PRIME HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (+6.83%)	$215,280 (+1.91%) Land $36,000 Building $179,280	$538,200 (+1.91%) Land $90,000 Building $448,200
2023	$5,742.00	$211,240 Land $40,000 Building $171,240
2022			$528,100 Land $100,000 Building $428,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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