3497 20th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3497 20th St, Highland, CA 92346

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 882 sqft · built 1969
Lot Size	0.02 acres (882 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Jun 2023)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1191-312-18-0000`

Property Details

APN / Parcel Number

Primary APN	`1191-312-18-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	882 sqft Living Area
1st Floor Area	420 sqft
2nd Floor Area	462 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	882 sqft (0.02 acres)
Garage Type	Carport
Garage Area	268 sqft
Carport	Carport
Carport Area	268 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3497 20TH ST
City	HIGHLAND
State	CA
Zip	92346-4539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 7323 LOT 20 UNIT 2 BOOK 104 PAGE 6 AND UND 1/4 INT IN COMMON AREA A WITH UND 1/260 INT IN COMMON AREA B AS DEFINED IN CONDOMINIUM PLAN REC IN BK 7281 PG 486 O R
Legal Subdivision	HIGHLAND PALMS
Legal Tract	7323
Legal Block	4
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4007
Census Tract	7410

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3497 20TH ST, HIGHLAND, CA 92346-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 13, 2020	Grant Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	2023155533
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	0000327402
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 23, 2023
Property Address	3497 20TH ST, HIGHLAND, CA 92346-4539
Document Number	0000155533
Map Reference	MB 104 PG 6&7
Instrument Date	Jun 21, 2023
Instrument	2023-0155533
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 20TH ST, HIGHLAND, CA 92346-4539

Mortgage

Document Number	0000155534
Date	Jun 23, 2023
Instrument	2023-0155534

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 13, 2020
Property Address	3497 20TH ST, HIGHLAND, CA 92346-4539
Document Number	0000456851
Map Reference	MB 104 PG 6&7
Instrument Date	Oct 20, 2020
Instrument	2020-0456851
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 20TH ST, HIGHLAND, CA 92346-4539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000456852
Date	Nov 13, 2020
Instrument	2020-0456852

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,343 (+2%) Land $69,403 Building $161,940
2025	$3,003.00 (+76.13%)	$226,807 (+83.19%) Land $68,042 Building $158,765
2023	$1,705.00	$123,807 (+2%) Land $37,142 Building $86,665
2022	$1,705.00	$121,380 Land $36,414 Building $84,966

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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