3496 Sadies Rdg, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3496 Sadies Rdg, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,932 sqft · built 2017
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-4-18-04-0-00068-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-4-18-04-0-00068-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,932 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	64,904 sqft (1.49 acres)

Location & Zoning

Street Address	3496 SADIES RDG
City	OLIVE BRANCH
State	MS
Zip	38654-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	MILLER FARMS SEC B LOT 68
Legal Range	05
Legal Township	02
Legal Section	18
Legal Subdivision	MILLER FARMS SEC B
Legal Lot Number	68
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	70722

Owner

3496 Sadies Rdg is owned and occupied by an individual who acquired it in June 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jun 14, 2017	Warranty Deed, Transfer · FHA Mortgage AFFORDABLE LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017
Deed Sale	Jun 14, 2017
Deed Document Number	20170614010175350
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820

Mortgage

Document Number	005638/191
Date	Nov 28, 2022
Book Page	5638/191

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820

Mortgage

Document Number	005214/691
Date	Apr 19, 2021
Book Page	5214/691

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 14, 2017
Property Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820
Document Number	20170614010175350
Map Reference	PL 118 PG 38
Instrument Date	Jun 9, 2017
Instrument	20170614010175350
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5845 GOODMAN RD, 5845, OLIVE BRANCH, MS 38654-6116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 SADIES RDG, OLIVE BRANCH, MS 38654-4820

Mortgage

Document Number	20170614010175360
Date	Jun 14, 2017
Instrument	20170614010175360

Lender

Name	AFFORDABLE LENDING GROUP LLC
Type	Non-Lending Institution
Address	RIDGELAND, MS 39157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3496 Sadies Rdg was $2,145.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,145.00	$29,641 Land $4,000 Building $25,641	$296,405 Land $40,000 Building $256,405
2023	$1,871.00	$21,719	$217,189 Land $40,000 Building $177,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3496 Sadies Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3496 Sadies Rdg is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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