3496 Rubion Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3496 Rubion Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,558 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$930,000 (Jun 2018)
Tax Bill	$14,908 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`649-26-015`

Property Details

APN / Parcel Number

Primary APN	`649-26-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	690 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3496 RUBION DR
City	SAN JOSE
State	CA
Zip	95148-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4702 BOOK 306 PAGE 38 LOT 1
Legal Subdivision	TRACT NO 4702
Legal Tract	4702
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2009
Census Tract	503509

Owner

3496 Rubion Dr is owned and occupied by an individual who bought it in June 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3496 RUBION DR, SAN JOSE, CA 95148-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 25, 2018	Grant Deed, Transfer · Conventional Mortgage OMNI-FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	201823963192
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3496 RUBION DR, SAN JOSE, CA 95148-1319
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 RUBION DR, SAN JOSE, CA 95148-1319

Mortgage

Document Number	0024932840
Date	Apr 23, 2021
Instrument	24932840

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3496 RUBION DR, SAN JOSE, CA 95148-1319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023828868
Date	Dec 15, 2017
Instrument	23828868

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 8, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2018
Property Address	3496 RUBION DR, SAN JOSE, CA 95148-1319
Document Number	0023963192
Instrument Date	Jun 21, 2018
Instrument	23963192
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 RUBION DR SAN JOSE CA 951481319, SAN JOSE, CA 95148-1319

Mortgage

Document Number	23963193
Date	Jun 25, 2018
Instrument	23963193

Lender

Name	OMNI-FUND
Type	Funding / Finance Company
Address	MURRIETA, CA 92562

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3496 Rubion Dr was $14,908 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Mount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,079,338 (+2%) Land $754,378 Building $324,960
2025	$14,908.00 Homeowner's exemption	$1,058,176 Land $739,587 Building $318,589
2023	$14,133.00 (+0.79%) Homeowner's exemption	$1,017,088 Land $710,869 Building $306,219
2022	$14,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3496 Rubion Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3496 Rubion Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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