3496 Peeples Ln, Wauchula, FL 33873 Property Records

Hardee County property record for 3496 Peeples Ln, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,554 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$36,600 (Apr 2002)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-33-26-0000-02680-0000`

Property Details

APN / Parcel Number

Primary APN	`29-33-26-0000-02680-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,554 sqft Heated Area
Gross Area	1,666 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	336 sqft
Greenhouse	8,000 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	3496 PEEPLES LN
City	WAUCHULA
State	FL
Zip	33873-4398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	2 AC COM AT NE COR OF N/2 OF N/2 OF NW/4 OF SW/4 RUN THENCE S TO SE COR OF ABOVE 10 ACRE TRACT THENCE W 264 FT TO POB THENCE
Legal Range	26E
Legal Township	33S
Legal Section	29
Legal Tract	THENCE
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	1
Census Block	1042
Census Tract	970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3496 PEEPLES LN, WAUCHULA, FL 33873-4398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
Sep 5, 2018	Loan Modification, Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2002 · Amount on Record
Deed Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	0000626434
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	3496 PEEPLES LN, WAUCHULA, FL 33873-4398
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 PEEPLES LN, WAUCHULA, FL 33873-4398

Mortgage

Document Number	202125000591
Date	Feb 5, 2021
Instrument	202125000591

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jan 20, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	3496 PEEPLES LN, WAUCHULA, FL 33873-4398
Document Number	0025006007
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3570 PEEPLES LN WAUCHULA FL 338735300, WAUCHULA, FL 33873-5300

Mortgage

Document Number	0025006007
Date	Oct 1, 2018
Instrument	25006007

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 30, 2021

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+4.85%)	$144,715 (+7.45%) Land $17,125 Building $127,590	$185,590 (+9.46%)
2024	$2,103.00 (+6.16%)	$134,677 (+9.17%) Land $15,125 Building $119,552	$169,552 (+6.9%)
2023	$1,981.00 (+10.92%)	$123,362 (+19.66%) Land $14,750 Building $108,612	$158,612 (+21.12%)
2022	$1,786.00	$103,093 Land $12,250 Building $90,843	$130,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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