3496 NW McCready Dr, Bend, OR 97703 Property Records

Deschutes County property record for 3496 NW McCready Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,509 sqft · built 1998
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jul 2026)
Tax Bill	$9,739 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171124-D0-07600`

Property Details

APN / Parcel Number

Primary APN	`171124-D0-07600`
Alternative APNs	`R1001171124D007600` `192430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,253 sqft
1st Floor Area	1,921 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	744 sqft
Deck Area	518 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	192430
Street Address	3496 NW MCCREADY DR
City	BEND
State	OR
Zip	97703-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PINE CANYON PHASE 2 LOT 13
Legal Range	11
Legal Township	17
Legal Section	24
Legal Subdivision	PINE CANYON PHASE 2
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3025
Census Tract	1102

Owner

Source: Deschutes County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3496 NW MCCREADY DR, BEND, OR 97703-8629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Mar 20, 2024	Intrafamily Transfer, Transfer
Mar 4, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	202621751
Prior Transfer Date	Jul 10, 2009
Prior Transfer Doc	0000029852
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 22, 2026
Property Address	3496 NW MCCREADY DR, BEND, OR 97703-8629
Document Number	0000021751
Instrument Date	Jul 20, 2026
Instrument	202621751
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3496 NW MCCREADY DR, BEND, OR 97703-8629

Mortgage

Document Number	0000021752,
Date	Jul 22, 2026
Instrument	202621752

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 20, 2024
Property Address	3496 NW MCCREADY DR, BEND, OR 97703-8629
Document Number	0000006624
Map Reference	CAB D PG 323
Instrument Date	Mar 20, 2024
Instrument	2024-06624
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 NW MCCREADY DR, BEND, OR 97703-8629

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 4, 2024
Property Address	3496 NW MCCREADY DR, BEND, OR 97703-8629
Document Number	0000005049
Map Reference	CAB D PG 323
Instrument Date	Mar 4, 2024
Instrument	2024-05049
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 NW MCCREADY DR, BEND, OR 97703-8629

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,739.00 (+3.94%)	$576,430 (+3%)	$1,176,190 (+4.16%) Land $379,290 Building $796,900
2024	$9,370.00 (+7.87%)	$559,650 (+3%)	$1,129,260 (-) Land $332,360 Building $796,900
2023	$8,686.00	$543,350	$1,129,260 Land $332,360 Building $796,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: T-Mobile.

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