Genesee County property record for 3496 N Gale Rd, Davison, MI 48423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1966 |
| Lot Size | 0.488 acres (21,257 sqft) |
| Owner | Trust Name on File |
| Last Sale | $133,000 (Sep 2000) |
| Tax Bill | $2,113 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-33-502-018 |
| Primary APN | 16-33-502-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Lot Area | 21,257 sqft (0.488 acres) |
| Lot Dimensions | 213 ft deep x 99.7 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3496 N GALE RD |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-8520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 18 WOODVIEW MEADOWS SEC 33 T8N R8E |
| Legal Range | 08E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | WOODVIEW MEADOWS |
| Legal Lot Number | 18 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | RICHFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11800 |
3496 N Gale Rd is owner-occupied and held in a trust since November 2016.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2000 · Amount on File |
| Deed Sale | Sep 26, 2000 · Amount on File |
| Prior Sale | Mar 22, 2000 · Amount on File |
| Deed Document Number | 200070320 |
| Deed Book / Page | 4586 / 568 |
| Last Transfer Date | Nov 29, 2016 |
| Transfer Doc | 0000078647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Document Number | 0000033865 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 202305230033865 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 17, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Document Number | 0000062546 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3496 N GALE RD DAVISON MI 484238520, DAVISON, MI 48423-8520 |
| Document Number | 0000062546 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 62546 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 27, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Document Number | 0000044183 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3496 N GALE RD DAVISON MI 484238520, DAVISON, MI 48423-8520 |
| Document Number | 0000044183 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 44183 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 12, 2022 |
The 2025 property tax bill for 3496 N Gale Rd was $2,113 with a homeowner's exemption, up 3.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Richfield Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,200 (+6.84%) | $234,400 (+6.84%) | |
| 2025 | $2,113.00 (+3.22%) Homeowner's exemption | $109,700 | $219,400 |
| 2024 | $2,047.00 | ||
| 2023 | $93,900 | $187,800 | |
| 2019 | $1,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3496 N Gale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3496 N Gale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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