3496 E Otter Rd, Marion, IA 52302 Property Records

Linn County property record for 3496 E Otter Rd, Marion, IA 52302

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,870 sqft · built 1991
Lot Size	22.2 acres (967,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2025)
Tax Bill	$7,046 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`11053-01001-00000`

Property Details

APN / Parcel Number

Primary APN	`11053-01001-00000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	967,467 sqft
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	992 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3496 E OTTER RD
City	MARION
State	IA
Zip	52302-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUNNINGHILL 1ST LOT 1
Legal Range	7W
Legal Township	84N
Legal Section	05
Legal Subdivision	SUNNINGHILL 1ST
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	10600

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3496 E OTTER RD, MARION, IA 52302-9020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK & TRUST COMPANY
Sep 28, 2017	Deed of Trust, Mortgage BANKERS TR
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	202530344
Deed Book / Page	2025 / 30344
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3496 E OTTER RD, MARION, IA 52302-9020
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 E OTTER RD, MARION, IA 52302-9020

Mortgage

Document Number	1152237332
Date	Dec 20, 2023
Book Page	11522/37332

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2053

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 31, 2025
Property Address	3496 E OTTER RD, MARION, IA 52302-9020
Document Number	2025030344
Instrument Date	Oct 23, 2025
Instrument	2025-030344
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3496 E OTTER RD, MARION, IA 52302-9020
Investor	Possibly a Property Investor

Mortgage

Document Number	2025030346
Date	Oct 31, 2025
Instrument	2025-030346

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3496 E OTTER RD, MARION, IA 52302-9020
Document Number	0099440070
Book / Page	009944 / 000070
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3496 E OTTER RD MARION IA 523029020, MARION, IA 52302-9020

Mortgage

Document Number	0099440070
Date	Oct 3, 2017
Book Page	009944/000070

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	3496 E OTTER RD, MARION, IA 52302-9020
Document Number	0098520405
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3496 E OTTER RD MARION IA 523029020, MARION, IA 52302-9020

Mortgage

Document Number	0098520405
Date	Jun 8, 2017
Book Page	009852/000405

Lender

Name	FARMERS ST BK
Type	Bank
Address	MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 7, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Alburnett Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,600 (+0.95%) Land $157,500 Building $490,100	$647,600 (+0.95%) Land $157,500 Building $490,100
2025	$7,046.00	$641,500 (+10.89%) Land $157,500 Building $484,000	$641,500 (+10.89%) Land $157,500 Building $484,000
2024	$7,046.00 (+14.05%)
2023		$578,500 Land $157,500 Building $421,000	$578,500 Land $157,500 Building $421,000
2022	$6,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1984–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on E Otter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures