3496 E Bonner Dr, Norfolk, VA 23513 Property Records

Norfolk City property record for 3496 E Bonner Dr, Norfolk, VA 23513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1941
Lot Size	0.442 acres (19,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,500 (Jul 2026)
Tax Bill	$3,780 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Second Mortgage + 1 more
APN	`06255800`

Property Details

APN / Parcel Number

Primary APN	`06255800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Attic	Attic
Attic Area	1,104 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,236 sqft (0.442 acres)
Deck Area	Deck Area
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3496 E BONNER DR
City	NORFOLK
State	VA
Zip	23513-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	33 ESTABROOK PK SEC 1
Legal Subdivision	EASTBROOK PARK PLAT 1
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2000
Census Tract	6100

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3496 E BONNER DR, NORFOLK, VA 23513-4249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FULTON BANK NA
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	202613655
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	0000019655
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 15, 2026
Property Address	3496 E BONNER DR, NORFOLK, VA 23513-4249
Document Number	0000013655
Instrument Date	Jul 10, 2026
Instrument	202613655
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,926.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 E BONNER DR, NORFOLK, VA 23513-4249

Mortgage

Document Number	0000013656,
Date	Jul 15, 2026
Instrument	202613656

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Document Number	0000013657,
Date	Jul 15, 2026
Instrument	202613657

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3496 E BONNER DR, NORFOLK, VA 23513-4249
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210009283
Date	Mar 26, 2021
Instrument	210009283

Lender

Name	FULTON BANK NA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Mar 25, 2021
Property Address	3496 E BONNER DR, NORFOLK, VA 23513-4249
Document Number	210009099
Instrument Date	Mar 22, 2021
Instrument	210009099
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	BARRISTERS TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 E BONNER DR, NORFOLK, VA 23513-4249

Mortgage

Document Number	210009100
Date	Mar 25, 2021
Instrument	210009100

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,780.00 (+3.79%)	$302,400 (+2.13%) Land $128,100 Building $174,300	$302,400 (+2.13%) Land $128,100 Building $174,300
2025	$3,642.00 (+13%)	$296,100 (+14.81%) Land $121,800 Building $174,300	$296,100 (+14.81%) Land $121,800 Building $174,300
2023	$3,223.00	$257,900 Land $121,800 Building $136,100	$257,900 Land $121,800 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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