3495 Willowwood Dr, Melbourne, FL 32904 Property Records

Brevard County property record for 3495 Willowwood Dr, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,108 sqft · built 1981
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Aug 2012)
Tax Bill$4,570 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-18-26-*-23

Property Details

APN / Parcel Number

Primary APN28-37-18-26-*-23
Alternative APNs
  • 28-37-18-26-00000.0-0023.00
  • 2828806

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,108 sqft Living Area
Gross Area3,792 sqft
1st Floor Area3,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area46,609 sqft
Garage TypeAttached
Garage Area504 sqft
PorchFinished/Open Porch
Porch Area44 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2828806
Street Address3495 WILLOWWOOD DR
CityMELBOURNE
StateFL
Zip32904-8839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEU
Legal DescriptionWOODLAND OAKS LOT 23
Legal Range37E
Legal Township28S
Legal Section18
Legal SubdivisionWOODLAND OAKS
Legal Lot Number23
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1010
Census Tract65024

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3495 WILLOWWOOD DR, MELBOURNE, FL 32904-8839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2012 · Amount on Record
Deed SaleAug 22, 2012 · Amount on Record
Prior SaleApr 25, 2000 · Amount on Record
Deed Document Number2012167096
Deed Book / Page6674 / 286
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateJun 29, 2026
Property Address3495 WILLOWWOOD DR, MELBOURNE, FL 32904-8839
Document Number0000132363
Book / Page10663 / 1843
Instrument DateJun 20, 2026
Instrument2026132363
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 WILLOWWOOD DR, MELBOURNE, FL 32904-8839

Mortgage

Document Number0000132363,
DateJun 29, 2026
Book Page10663/1843
Instrument2026132363
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 16, 2046
Interest
Rate6.51%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3495 WILLOWWOOD DR, MELBOURNE, FL 32904-8839
Document Number0087291616
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3495 WILLOWWOOD DR MELBOURNE FL 329048839, MELBOURNE, FL 32904-8839

Mortgage

Document Number0087291616
DateApr 29, 2020
Book Page008729/001616
Instrument95068
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,350 (+2.7%)$567,080 (+4.03%)
2025$4,570.00 (+27.62%) Homeowner's exemption$331,410 (+22.91%)$545,110 (-1.13%)
2023$3,581.00 (+7.25%) Homeowner's exemption$269,640 (+3%)$551,320 (+6.78%) Land $120,000 Building $431,320
2022$3,339.00 Homeowner's exemption$261,790$516,310 Land $110,000 Building $406,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Willowwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number