3495 Lower Gregg Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3495 Lower Gregg Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1947
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$58,500 (Mar 2023)
Tax Bill	$4,507 (2026)
Deeds & Mortgages	Mar 2023 Sale Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 28.2-2-3`

Property Details

APN / Parcel Number

Primary APN	`422800 28.2-2-3`
Alternative APN	`280002800200020030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3495 LOWER GREGG RD
City	SCHENECTADY
State	NY
Zip	12306-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R 1.-22-13
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1041
Census Tract	32602

Owner

3495 Lower Gregg Rd is owned by two individuals who bought it in March 2023.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3449 LOWER GREGG RD, SCHENECTADY, NY 12306-6509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer
Dec 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Deed Document Number	202312695
Deed Book / Page	2103 / 769
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0000067856
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2023
Property Address	3495 LOWER GREGG RD, SCHENECTADY, NY 12306-6509
Document Number	0000012695
Book / Page	2103 / 769
Instrument Date	Feb 9, 2023
Instrument	202312695
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 LOWER GREGG RD, ROTTERDAM, NY 12306-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 LOWER GREGG RD, ROTTERDAM, NY 12306-6509

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 22, 2022
Property Address	3495 LOWER GREGG RD, SCHENECTADY, NY 12306-6509
Document Number	0000067856
Book / Page	2099 / 897
Instrument Date	Dec 19, 2022
Instrument	202267856
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 LOWER GREGG RD, ROTTERDAM, NY 12306-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 LOWER GREGG RD, ROTTERDAM, NY 12306-6509

Tax Assessment & Valuation

The 2026 property tax bill for 3495 Lower Gregg Rd was $4,507, down 6.5% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,507.00 (-6.47%)
2025	$4,819.00	$110,000 Land $14,600 Building $95,400	$169,200 Land $22,457 Building $146,743
2023		$110,000 Land $14,600 Building $95,400	$144,700 Land $19,206 Building $125,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3495 Lower Gregg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	31 (1996–2026)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 20 claims Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3495 Lower Gregg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pattersonville Telephone Company.

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