3495 Harmeling Dr, Dayton, OH 45440 Property Records

Greene County property record for 3495 Harmeling Dr, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,418 sqft · built 1995
Lot Size	0.485 acres (21,138 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Nov 2014)
Tax Bill	$10,343 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B42-0003-0022.0-0223.00`

Property Details

APN / Parcel Number

Primary APN	`B42-0003-0022.0-0223.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,678 sqft
Basement Area	1,072 sqft
Finished Basement	1,072 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	21,138 sqft (0.485 acres)
Lot Width	132 ft Width
Garage Type	Attached
Garage Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3495 HARMELING DR
City	DAYTON
State	OH
Zip	45440-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FAIRFIELD DOWNS SEC ONE LOT 7 3495 HARMELING DR
Legal Subdivision	FAIRFIELD DOWNS
Legal Lot Number	7
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	3
Census Block	3010
Census Tract	210401

Owner

3495 Harmeling Dr is owned and occupied by an individual who bought it in November 2014.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3495 HARMELING DR, DAYTON, OH 45440-3576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on File
Deed Sale	Nov 7, 2014 · Amount on File
Prior Sale	Jul 5, 2012 · Amount on File
Deed Document Number	201417001
Deed Book / Page	3553 / 329
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0025620228
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3495 HARMELING DR, BEAVERCREEK, OH 45440-3576
Document Number	0000007069
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3495 HARMELING DR BEAVERCREEK OH 454403576, BEAVERCREEK, OH 45440-3576

Mortgage

Document Number	0000007069
Date	Apr 23, 2020
Instrument	7069

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3495 Harmeling Dr was $10,343, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,343.00 (-1.92%)	$161,520 (-) Land $29,580 Building $131,940
2024	$10,545.00 (-0.52%)	$161,520 (-) Land $29,580 Building $131,940
2023	$10,600.00 (+6.93%)	$161,520 (+20.47%) Land $29,580 Building $131,940	$461,480 Land $84,500 Building $376,980
2022	$9,913.00	$134,070 Land $24,650 Building $109,420
2020			$383,050 Land $70,420 Building $312,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3495 Harmeling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3495 Harmeling Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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