Charles County property record for 3495 Flagstone St, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,540 sqft · built 2014 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,384 (Dec 2014) |
| Tax Bill | $12,748 (2025) |
| Deeds & Mortgages | Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-352550 |
| Primary APN | 06-352550 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 580 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 352550 |
|---|---|
| Street Address | 3495 FLAGSTONE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-4655 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 15 PH 2 SEC 1 STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 850802 |
3495 Flagstone St, a townhouse, is owned and occupied by two individuals who bought it in December 2014.
Source: Charles County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3495 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2014 · Amount on File |
| Deed Sale | Dec 9, 2014 · Amount on File |
| Prior Sale | Mar 28, 2014 · Amount on File |
| Deed Book / Page | 8755 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3495 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0099480299 |
| Book / Page | 009948 / 000299 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3495 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655 |
| Document Number | 0099480299 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 009948/000299 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 3495 Flagstone St was $12,748.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,800 | $443,500 Land $95,000 Building $348,500 | |
| 2025 | $12,748.00 | ||
| 2023 | $6,862.00 | $390,267 | $423,400 Land $120,000 Building $303,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3495 Flagstone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3495 Flagstone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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